Workmen compensation provides financial protection for your business and medical care for the employees who are injured on the job. Almost every state requires that businesses with employees should carry workmen compensation cover. Without this insurance the business may face the risk of complicated legal problems

This insurance is beneficial for both the employers and employees. As a business owner,  it reduces the risk of financial loss in the case of any serious accident involving one of your team members. And for employees who are covered by this policy, can receive the medical expense and lost wages if harmed while performing their regular work.

The workmen compensation system was established more than a century ago. It is developed to reduce the conflicts between the employees and the employers during unexpected situations such as accidents, death on the job. It is often referred as “grand bargain” i.e no matter who is responsible for the workplace injury, the employee will receive the workmen compensation benefits, and in return, the business owner will be protected from lawsuits related to the injury/accidents.

It also reduces the risk of an employer being sued by their employees. Today’s legal costs are extremely high and causing a financially crippling situation for all  businesses. To protect from such legal implication, Get covered with Workmen compensation  insurance that provides legal liability for your business if an employee is involved in an accident or injury, death on the job, It will cover the cost of legal suits involving employees injured on the job.