Liability Insurance

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Protect Your Business Against Claims

Liability insurance protects the insured from the risks of liabilities imposed by lawsuits and protection against claims resulting from injuries, damage to people or property. Liability insurance covers the legal costs and payouts for which the insured party found liable.

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Liability insurance provides complete protection against legal costs of common customer Lawsuits. Minimize your business risk with cost-effective insurance policy. With liability insurance, both you and the injured party are covered financially from unforeseen incidents that result in harm to you and your property, business/reputation.

Protect from legal cost

Protect your business against bodily injury and property damage lawsuits from third parties.

Protect from financial risk

Protect your business financially from unplanned accidents. Customized Packages to  cover all aspects of your business.

Liability Insurance Types

Radiant offers different types of liability insurance coverage to fit your needs. Consider your requirements when looking for a policy.

General Liability Insurance

General Liability insurance is useful for small business owners and enterprises. It protects your business if someone sues for causing damage to property or bodily injuries. Our commercial general liability insurance will protect your business from claims of:

  • Bodily injury
  • Property damage
  • Advertising injury
  • Copyright infringement
  • Reputational harm

Professional liability

Professional liability insurance will provide the coverage for businesses when a client sues your work performance.  Professionals such as accountants, physicians, engineers and lawyers will get benefit from professional liability insurance. It protects against negligence and other types of claims initiated by clients. Professional liability insurance typically covers:

  • Negligence
  • Misrepresentation
  • Work mistakes and oversights
  • Missed deadlines
  • Undelivered services
  • Inaccurate advice
  • Violation of good faith and fair dealing

Employer liability

Employer’s liability insurance protects your business from lawsuits filed over workplace injuries.

If the employee claims that the accident has happened due to the employer’s negligence, then you could end up in court. In such cases, employer’s liability insurance will cover the legal fees, settlements, court costs, and judgments costs.

  • Third-party countersuits
  • Loss of consortium
  • Frivolous & false claims
  • Dual capacity suits
  • Gross negligence claims

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