Group Personal Accident

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Optimal Group Personal Accident Insurance Plan For Your Company

An accidental death or dismemberment in a workplace can disrupt your business and may lead to expensive compensation payments. Radiant’s comprehensive cover protect employers with extensive insurance coverage and liability protection against accidental death or injury.

Personal accident insurance adds value to the employees economical situations and helps employers to retain, attract talented employees.

MAKE THE BEST USE OF GROUP PERSONAL ACCIDENTS

Radiant delivered a first-class suite for group accident insurance products that are highly customizable to fit the needs of any employer. This policy is designed to provide 24-hour worldwide coverage in the event of an accident on the job.

  • Customized plans to meet the needs of both employee and employer
  • Guaranteed coverage – without a physical test, regardless of health history
  • Full family can be insure under this policy (Spouses & Childrens)
  • Lump-sum benefits paid directly to employee who is injured

GROUP ACCIDENT INSURANCE COVERS

You can customize the group accident insurance program to include a variety of benefits. The following are most commonly covered benefits, but many more are available.

  • Injuries: such as fractures, dislocations, eye injuries, concussions,torn knee cartilage, lacerations,ruptured discs, and severe burns.
  • Hospitalization: such as hospital admission, confinement, and inpatient rehabilitation  after an accident.
  • Medical Services and Treatments: such as ambulance, emergency care, medical testing, therapy services, medical appliances, and certain types of surgeries. 
  • Additional Benefits: such as accidental death, dismemberment, paralysis, supplemental benefit for lodging.

What is group accident insurance?

Group accident insurance is a sensible way to protect your employees and improve the company’s bottom line. Offering group accident insurance as part of your benefits package 

will cover the medical expense of the employee during accidental death, disability and injuries.

Why offer group accident insurance?

Accidents can happen at any time. Group accident insurance will cover the offset costs that are not covered under medical insurance plans such as deductibles, medical transportation, copays, childcare, and more.

How group accident insurance works?

The employee who is injured under this scheme will get a payout  that can be used to cover deductibles and  medical costs.

What does group accident insurance cover?

The group accident insurance will cover the emergency room treatment, hospitalisation, fracture, dislocation and other costs. You can also customize the accident insurance program to get added features.

What are the Additional features in GAI?

You can select the  additional benefits to complement the accident insurance plan. It includes accidental death and dismemberment, health and wellness and continuation of coverage